Business Insurances

You can’t control some business risks (like economic downturns), but you can plan for other risks and events, like losing a key member of staff or co-owner or damage to your business premises. That planning can mean the difference between success and failure.

If your business lost an owner through death or major illness or you lost a key person that was critical to your business functionality, wouldn’t it be reassuring to know you were protected financially?  It is normal to insure your building from burning down or your vehicles from an accident.  Likewise it should be normal to insure your greatest asset – your key people.

We can help you look at the risks your business might face and what you can do to protect it. As well as assist with share purchase agreements and other related documents.

How would your business cope if its assets were damaged or lost? Your business needs its property and assets, just to keep functioning.  If anything does go wrong you need to be sure things can be restored so your business is up and running as soon as possible.

We can provide the following protection for your business:

• Commercial Packages – cover for your business premises, vehicles and equipment
• Property Damage Insurance – covers you for accidental loss or damage to your insured property at your business premises
• Business Interruption Insurance – covers you for lost business profit as a result of accidental loss or damage to your property
• Directors & Officers Liability
• Professional Indemnity
• Public Liability
• Employer's Indemnity, Personal Disability Insurance and Statutory Liability
• Plus many other specific types of business insurance.

<< Back to Polson Higgs Wealth Management

Last updated: 25tth January 2010 | 10:08 am